Please read these conditions carefully before using the FINCOACH.IN website. By using the FINCOACH.IN website, you signify your agreement to be bound by these conditions.
Your Account
If you use the website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorized access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner. Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. You can access and update much of the information you provided us with in the Your Account area of the website. You agree and acknowledge that you will use your account on the website to get the information about Fin-coach.
Privacy
Please review our Privacy Notice, which also governs your visit to FINCOACH.IN, to understand our practices. The personal information / data provided to us by you during the course of usage of FINCOACH.IN will not be shared with any other users of the website. Your submitted data will be used for your financial planning by a Financial Advisor.
Electronic Execution and Communications
When You use the Website or send emails or other data, information or communication to FINCOACH.IN, You agree and understand that You are communicating with FINCOACH.IN through electronic records. You consent to receive communications from us electronically. For contractual purposes, you consent to receive communications (including transactional, promotional and/or commercial messages), from us with respect to your use of the Website. We will communicate with You by email or by posting notices on the Website or through any other FINCOACH.IN services. You agree that all the agreements, notices, disclosures and other communications that we provide to You electronically shall be deemed to be an adequate service of notice/electronic record and satisfy any legal requirement that such communications be in writing.
Fees and Services
Registration on the Website is free. Being an Intermediary under the Information Technology Act, FINCOACH.IN does not charge any fee for browsing basic contents. However, it is a portal to share information with Financial Planner for better financial planning. Hereby incorporated by reference into this agreement. FINCOACH.IN reserves the right to change its policy regarding Service Fee from time to time at its sole discretion including without limitation the right to introduce fees for the new services offered or amend/introduce fees for existing services, as the case may be. Any modifications to the Fee and Credit policies shall be posted on the Website and such changes shall become effective immediately.
Use of the Website
1. You understand and agree that FINCOACH.IN and the Website merely provides hosting services to its Registered Users and persons browsing / visiting the Website. All items advertised / listed, and the contents therein are advertised and listed by Registered Users and are third party user generated contents. FINCOACH.IN neither originates nor initiates the transmission nor selects the sender and receiver of the transmission nor selects or modifies the information contained in the transmission. FINCOACH.IN has no control over the third party user generated contents and does not provide any guarantee with respect to any such contents and FINCOACH.IN shall not be held liable for any loss suffered by you based on your reliance on or use of such data/content.
2. You agree, undertake and confirm that Your use of the Website shall be strictly governed by the following binding principles:
2.1. “Your Information” is defined as any information You provide to us. You are solely responsible for Your Information.
2.2. Your Information : Please note that in accordance with the Information Technology (Intermediaries guidelines) Rules 2011, in case of non-compliance with rules and regulations, user agreement and privacy policy, for access or usage of intermediary computer resources, the Intermediary has the right to immediately terminate the access or usage rights of the users to the computer resources of Intermediary and remove non-compliant information.
2.3. In terms of Information Technology (Intermediaries Guidelines) Rules, 2011, You agree and undertake that You shall not host, display, upload, modify, publish, transmit, update or share any
Information or share/list(s) any information or item that:
a. belongs to another person and to which You do not have any right;
b. is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libelous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; or unlawfully threatening or unlawfully harassing including but not limited to “indecent representation of women” within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986;
c. harm minors in any way.
d. infringes any patent, trademark, copyright or other proprietary rights or third party’s trade secrets or rights of publicity or privacy or is fraudulent or involves the sale of counterfeit or stolen items.
e. involves the transmission of “junk mail”, “chain letters”, or unsolicited mass mailing or “spamming.
f. violates any law for the time being in force.
g. deceives or misleads the addressee/ users about the origin of such messages or communicates any information which is grossly offensive or menacing in nature.
h. impersonate another person/entity.
i. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; or contains any Trojan horses, worms, time bombs, cancel bots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, diminish value of, surreptitiously intercept or expropriate any system, data or personal information.
j. threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.
k. shall not be false, inaccurate or misleading.
l. shall not, directly or indirectly, offer, attempt to offer, trade or attempt to trade in any item, dealing of which is prohibited or restricted in any manner under the provisions of any applicable law, rule, regulation or guideline for the time being in force. Without prejudice to the generality of the above, FINCOACH.IN does not permit transactions in the following items including but not limited to categories as stated in the Prohibited and Restricted Items under General Policies and Rules which can be accessed at FINCOACH.IN’s privacy policy shall not create liability for us or cause us to lose (in whole or in part) the services of our ISPs or other suppliers.
2.4. FINCOACH.IN shall have the right to use Your Information as provided by You and such usage of Your information by us will not amount to violation of any rights You might have in Your Information. You agree to grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers) right to exercise the copyright, publicity, and database rights (but no other rights) You have in Your Information, in any media now known or not currently known, with respect to Your Information. FINCOACH.IN will only use Your Information in accordance with the User Agreement and FINCOACH.IN ‘s Privacy Policy.
2.5. In the event that any transaction or attempted transaction relating to any service which is in violation of this User Agreement or applicable law comes to Your knowledge, you shall take all steps to inform FINCOACH.IN of the same at “sanjay.rao@fincoach.in”
2.6. You shall at all times ensure full compliance with the applicable provisions of the Information Technology Act, 2000 and rules made there under as applicable and as amended from time to time and also all applicable Domestic Laws, Rules and Regulations (including the provisions of any applicable Exchange Control Laws or Regulations in Force) and International Laws, Foreign Exchange Laws, Statutes, Ordinances and Regulations (including, but not limited to Goods and Service Tax, Sales Tax/ VAT, Income Tax, Octroi, Service Tax, Central Excise, Custom Duty, Local Levies) regarding Your use of our service and Your listing, purchase, solicitation of offers to purchase, and sale of services. You shall not engage in any transaction in a service, which is prohibited by the provisions of any applicable law including Exchange Control Laws or Regulations for the time being in force. In particular You shall ensure that if any of Your content listed on the Website qualifies as an “Antiquity” or “Art treasure” as defined in the Antiquities and Art Treasures Act, 1972 (“Artwork”), You shall indicate that such Artwork is “non-exportable” and sold subject to the provisions of said Act, and shall ensure that it is not delivered to the Buyer (as defined under the Buying section) at any place outside India.
2.7. You shall not, either alone or in conjunction with other Users, manipulate or attempt to manipulate the prices of any services being listed on the Website.
Limitation of Liability
1. You expressly understand and agree that FINCOACH.IN shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses resulting from the use of or inability to use the service.
2. In no event shall FINCOACH.IN or our suppliers be liable for lost profits or any special, incidental or consequential damages arising out of or in connection with our site, our services or these Terms of Service (however arising including negligence). You agree to indemnify and hold us and (as applicable) our parent, subsidiaries, affiliates, FINCOACH.IN partners, officers, directors, agents, employees, and suppliers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms of Service or the documents it incorporates by reference (including the AUP), or your violation of any law or the rights of a third party.
3. Your use of the Service is at your sole risk. The Service is provided on an “as is” and “as available” basis without any warranty or condition, express, implied or statutory.
4. FINCOACH.IN does not warrant that the Service will be uninterrupted, timely, secure, or error-free.
5. FINCOACH.IN does not warrant that the results that may be obtained from the use of the Service will be accurate or reliable.
6. FINCOACH.IN does not warrant that the quality of any services, other information obtained by you through the Service will meet your expectations, or that any errors in the Service will be corrected.
Fulfillments
FINCOACH.IN from time to time may offer certain fulfillment services to Members. However, Members remain responsible for the overall information, quality and delivery. At no time, FINCOACH.IN takes title or ownership of any product or inventory.
Protection at FINCOACH.IN
If FINCOACH.IN gains suspicion or knowledge, that any of its members are involved in any activity that is intended to provide claims or information that is false, misleading or not genuine, then FINCOACH.IN may while reserving its rights to initiate civil and/or criminal proceedings against member may also at its sole discretion suspend, block, restrict, cancel the user id of Registered User and/or disqualify that member and any related members from availing protection through this program.
Any person who, knowingly and with an intent to injure, defraud or deceive, files a Fraudulent Complaint containing false, incomplete, or misleading information shall be guilty of a criminal offense and will be prosecuted to the fullest extent under the law.
If you feel that we are not abiding by this Terms and Conditions, you should contact us immediately via “sanjay.rao@fincoach.in”